AIG Direct Life Insurance Reviews & Products

Your AIG Direct could be an insurance company that sells life insurance policies underwritten by American General Life Assurance. The first distinction is that AIG Directs life insurance policies are sold out online or through a call center; it usually sells, whereas different AIG policies through life insurance agents. Most of the policy picks on the market through AIG Direct are an equivalent, therefore the primary option to build once selecting the way to purchase an AIG policy is whether you'd need an allotted agent. 

Agents will meet you personally if they are local, be consistent voices to answer queries and can pay longer helping you to grasp however a policy fits into your broader financial objectives. There's no distinction in quotes if you choose to get an equivalent product from AIG Direct or an AIG agent. You can also reviews on colonial Penn life insurance that having strong financial stability with a wide range of life policy products.

AIG Life Insurance Options

Term life: AIG’s Select-a-Term and QoL Flex Term both provide 18 totally different term possibilities — 10 years, any length from 15 to 30 years, or 35 years. The QoL Flex comes with the flexibility to access the benefit of the insured incorporates an important health problem, whereas the policy continues to be in effect. Each term life policy are often converted to permanent coverage at any time throughout the term.

Permanent life insurance: AIG offers guaranteed-issue whole life policies of $5,000 to $25,000 for candidates ages 50 to 85. the applying involves no health queries or a medical examination. the company conjointly offers many universal index universal and variable life policies. The policies have varied potential to accumulate money worth. Two index universal life policies accompany the flexibility to access the benefit of the insured encompasses a crucial health problem.

The financial ratings of a life insurance provider are one thing you would possibly need to contemplate as a part of your decision-making expertise. AIG Life Insurance have attained the subsequent financial ratings from some industry's leading rating agencies.¹ standard & Poor's = A+ (strong)

AIG Insurance Ratings and Reviews

AIG Insurance isn't one among the best-rated life insurance companies concerning its client service and client reviews. The company received simply a 2 out of 5 ratings from J.D. Power for client satisfaction and incorporates a disproportionately high NAIC complaint quantitative relation as compared to its size. AIG's complaint quantitative relation was 2.37, with the index median being 1.00.

The American General's client reviews support that the corporate incorporates a sensible suite of products, that is fairly tailored to the requirements of various teams. The company conjointly tries to create components of the acquisition method easier for customers, permitting you to finish sure applications and build payments online by logging in to the company’s payment center. You'll conjointly complete different actions on-line as a client, like accessing policy info, updating beneficiaries, and ever-changing your address.

However, AIG's client service and claims department have received criticism, as it's difficult to contact the proper person, and that they might raise you for many forms to file a claim or modification policy possession. The corporate is legitimate; however, the challenges within the method of contacting client service and typically getting bounced to totally different departments have led some families to feel scammed. 

If you are considering a policy with AIG, we have a tendency to suggest you're taking the time to reduce potential problems later by providing your beneficiary with a replica/copy  of your policy, likewise as necessary info to submit a claim, at the side of whom to contact just in case of queries. Claims can't be submitted on-line; therefore your beneficiary can submit an accident insurance or death claim form.  

Contact! American General Life Insurance! AIG Direct

AIG Direct Sales 
(800) 294-4544
Monday - Friday
6:00 am to 6:00 pm (PST)
Saturdays
7:00 am to 2:00 pm (PST)

General Contact Info
AIG Direct
9640 Granite Ridge Drive
Suite 200
San Diego, CA 92123
(858) 309-3000 

 
AIG Direct Customer Service 
(888) 517-9797
Monday - Friday
7:00 am to 5:00 pm (PST)